Skip to content
Bangkok to Bali Travel Guide
Uluwatu Temple clifftop, Bali

Money guide

Thai Baht to Rupiah, Mastered

1,000 THB ≈ 450,000 IDR: where to change, what to skip, and how cards, wallets, and ATMs fit around cash.

Ask Money Advice
IDR per 1,000 THB, approx
~450K
Authorised changer spread
1–3%
Budget day, per day
500K IDR
Luxury day, per day
4M+ IDR

In short

Change small cash before flying, use authorised Bali changers for the bulk, and back it with cards, wallets, and bank-notified ATMs.

  • 1,000–2,000 THB before flying
  • PVA Berizin changers in Bali
  • Notify bank, mind ATM fees

Ranked by rate

Where to Change: Best to Worst

Spreads from interbank, plus the honesty column: convenience and risk.

Authorised Money Changer

−1 to −3%

Medium convenience

Central Kuta, BMC, and other PVA Berizin offices — the best rate with low risk.

Hotel Front Desk

−5 to −9%

Very high convenience

Pay for convenience in small amounts; low risk.

Ngurah Rai Airport (DPS)

−6 to −10%

High convenience

Arrival cash only; low risk.

Suvarnabhumi Airport (BKK)

−7 to −12%

High convenience

Pre-flight minimums only; low risk.

Street-Side Booth

Avoid

Not worth it

Rates that look high hide scams and very high risk — never use unofficial booths.

Daily rhythms for calibration: ~500K IDR budget, ~1.5M mid-range, 4M+ luxury — and coconuts from 25K, nasi goreng from 30K.

At the counter

Exchange Cash in Five Careful Steps

The routine that keeps every Rupiah yours.

  1. 01

    Notify Your Bank

    Before flying, flag travel dates in your banking app or by phone so cards work abroad.

  2. 02

    Find Authorised Changers

    Ask your concierge or map a PVA Berizin office — Central Kuta, BMC, or equivalents.

  3. 03

    Bring Clean Notes

    Undamaged 1,000 THB notes plus your passport — required for larger sums under regulation 19/10/PBI/2017.

  4. 04

    Confirm & Calculate

    Read the “We Buy” THB→IDR board rate and phone-calculate your total: at 428, 10,000 THB is exactly 4,280,000 IDR.

  5. 05

    Count at the Counter

    Watch the count, step aside, recount everything yourself — once you leave, disputes die.

Beyond cash

Cards, Wallets & Timing

Cash handles markets and tips; plastic handles the rest.

Cards & Wallets

Visa and Mastercard are near-universal in hotels, restaurants, and retail — carry both plus a digital wallet.

ATM Strategy

Bank-notified cards at reputable-bank ATMs for fair rates; know your home bank’s foreign fees first.

Timed Itinerary

Minimal THB→IDR pre-departure (1,000–2,000 at Superrich beats any airport), bulk on arrival day, top-ups mid-trip.

Big exchange coming up?

Honeymoon villa paid in Rupiah, driver fees, spa days — ask where today’s honest rate is before you change.

Ask Money Advice